Payments with rules the agent cannot rewrite.

Let software and AI agents pay for services with clear, owner-defined financial boundaries.

One policy. Multiple payment outcomes. See an agent complete an approved provider payment while the owner keeps control of the remaining funds.

A policy-bound payment flowOwner → Agent → Funds → Provider
OwnerDefines policy
AgentInitiates payment
FundsEnforce policy
ProviderReceives valid payment
Owner-defined policy travels with the funds.

Same authority. Different result.

From policy to provider payment, with owner control preserved throughout the flow.

Useful autonomy, with policy carried through the payment flow.

For the critical comparison, use the same agent/signing authority twice. The approved transaction completes; the rules attached to the funds determine the permitted path for the second request.

01Owner defines policy

Set the approved provider, payment limit, and recovery path.

02Funds are prepared

Place funds under the policy-bound control path.

03Agent requests payment

Software asks to pay the approved provider.

04Approved payment completes

The same agent/signing authority pays within policy.

05Policy protects the boundary

The same authority tries a different transaction; the funds follow only a permitted path.

Built across the stack

The pilot concept draws on Wallet delivery, Bitcoin Cash ecosystem experience, and controlled-payment research.

Released product

OPTN Wallet brings BCH, CashTokens, WalletConnect, and advanced transaction tools into one self-custody product.

Ecosystem experience

CashToken tooling, covenant workflow experience from FundMe.cash, and open Bitcoin Cash infrastructure.

Pilot exploration

Controlled payments, agent integration, monitoring, and organizational policy workflows for scoped pilot projects.

Autonomy with owner control

Approved provider payment

An agent completes an API payment within the provider and amount defined by the owner.

Policy-based execution

The same agent/signing authority can request another payment, while the funds follow only a permitted transaction path.

Owner control

The owner keeps a defined recovery and control path for the remaining funds.

Explore the foundation

Open-source implementation

Review the public OPTN Wallet implementation and transaction tooling.

View GitHub

How enforcement works

See how programmable payment coordination and rule enforcement fit together on BCH.

Explore the model

Build with OPTN

Explore OPTN Wallet, review the public implementation, or contact us about a controlled-payment pilot project.

Contact us