Pilot projects · WIP
Controlled payments for software.
OPTN is open to pilot projects that let software and AI agents operate within defined rules for recipients, spending limits, transaction paths, and recovery.
Policy-aware payment flow
Pilot model
How it works
Request
A person, application, service, or AI agent initiates a payment or financial action.
Coordinate
OPTN translates the request into the BCH transaction and policy path required to execute it.
Enforce
For BCH or CashToken funds placed under covenant control, BCH covenant rules validate the transaction against defined conditions.
Operate
Monitoring, reconciliation, integrations, and workflow state support ongoing operation while customers retain custody.
The goal: let people, applications, and AI use money programmatically, with transaction rules that reflect the financial policy of each workflow.
Controls
Financial rules
Recipients
Who can be paid.
Amounts
How much can move at once.
Next steps
What the workflow can do next.
Recovery
How control can return to a designated owner or recovery path.
Core model
Programmable authority
A signature establishes which key authorized a transaction. Programmable rules add a financial policy layer: how much moves, where it goes, what state continues, and how funds may be recovered. OPTN applies this model to BCH workflows where software needs financial authority.
See the engineering pathAuthorization
Request
↓
Authorized key approves
(wallet / signer / MPC)
↓
Transaction executes
Programmable authority
Request
↓
Transaction policy
↓
BCH rules validate defined conditions
Technical foundation
Why Bitcoin Cash
OPTN’s programmable-finance work uses BCH and CashTokens, with covenant rules applying to funds deliberately placed under BCH covenant control. Other chains or assets require a separate trusted bridge, custodian, or issuer.
Exploring a pilot project?
Tell us about the application, payment flow, and transaction outcomes you need to define.